This is a big question that my team and I get from buyers when we first meet! “Hey Cyndi, how much do I need to put down?” Well, you’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.

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